Well, actuallyYou mean Checkered's idea/suggestion.
the idea for organized micro loans (microfinance, to be accurate) originates from 2006 Nobel prize winner Muhammad Yunus and his Grameen foundation. Great, great stuff, and well worth researching. For example, a much larger portion of micro loans are paid back in full than what is the case with "traditional" financing! So, I'm just "spreading the word" and wondering whether the concept could be applied here, too.
http://www.grameenfoundation.org/welcom ... mad_yunus/